Our Blog

  • Avoid Overspending During the Holidays 

    It is not surprising that the holiday season is one of the most expensive for individuals. Giftgiving, decorating and holiday treats can tap into the budget if a few general rules are not followed. Here are five tips to avoid overspending this holiday season. Set a Strict Budget To alleviate the stress of spending over […]

    November 24, 2020

  • What You Need to Know About IRA and 401k Contributions In 2021

    The Internal Revenue Service recently reported changes to the 401k and IRA. The agency’s announcements to Congress issues new regulations. Each alteration will impact retirement accounts and 401(k) contribution limits in 2021. Here are a few things Americans need to know regarding their announcement.  What Savers Can Expect   Most 401(k), 403(b), 457 plans, and […]

    November 24, 2020

  • How to avoid animal-vehicle collisions (and what to do if you can’t)

    About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]

    November 15, 2020

  • Don’t Let Short Term Events Change Your Investment Goals

    With every change in the world, there always seems to be the temptation to make an impulsive financial decision, especially when it comes to investing. This year especially was difficult for investors who made such decisions when the coronavirus hit hard and upended the stock market bringing a lot of panic selling with it. Events […]

    November 6, 2020

  • Tap Your 401(k)? Get Back On Track! 

    While tapping into your 401(k) is not the first choice that you should make, it is sometimes unavoidable. During the most recent economic crisis, you may have needed to withdraw from your retirement funding in order to make ends meet or cover certain types of expenses. The good news is that you can recover from […]

    November 6, 2020

  • RVs in a campground

    Don’t delay — start thinking about winterizing your RV today

    Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior, but with these […]

    November 3, 2020

  • Avoid Covid-19 Medicare Scams 

    Older Americans on Medicare have become the focus of criminals. According to government officials, they are now utilizing various fraud schemes associated with the coronavirus pandemic. The common goal of these criminals is to get an older person’s money or Medicare number. In recent months, the Department of Health and Human Services Office of Inspector […]

    October 16, 2020

  • Planning For Retirement In The “New Normal”? 

    The world of COVID-19 is, at least for the foreseeable future, the new normal of society. That means that there’s no time to slow down on retirement investing, as those same deadlines are coming up as quickly as ever. Below are some of the most important things to keep in mind during this unusual era. […]

    October 16, 2020

  • Why You Need Personal Offense Coverage

    In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character, so it’s easier than ever to libel, slander, or invade a person’s privacy. Even if you apologize, you can […]

    October 8, 2020

  • 2021: Social Security To Spend More Than It Collects

    The time is finally here. It’s when the chickens come home to roost. In most of the financial blogs of late concerning Social Security, it’s been nothing but doom and gloom. Everyone is scared the trust fund will run out of money, and suddenly, Social Security will go away. We’ve been reading about this for […]

    September 30, 2020