We all know that February is Black History Month but did you know that Black History Month was first proposed by black educators and the Black United Students at Kent State University in February 1969. The first celebration took place at Kent State one year later in 1970. The story of Black History month begins […]
February 10, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]
January 27, 2021
Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]
January 5, 2021
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]
December 18, 2020
Inflation is a reality in all economies, and generally occurs for one of two reasons, know as “demand-push” or “cost-pull.” Businesses and companies that want to retain their employees have to insulate them to some degree against the rising and falling of the value of a dollar. This means that few people will generally feel […]
December 3, 2020
This year has forced some to think about retiring early. When it comes to retiring early, some of the benefits are obvious: you get to live your life without the constraints of work, and you are able to pursue your own interests. But there are other good reasons for retiring early, and there are some […]
December 3, 2020
It is not surprising that the holiday season is one of the most expensive for individuals. Giftgiving, decorating and holiday treats can tap into the budget if a few general rules are not followed. Here are five tips to avoid overspending this holiday season. Set a Strict Budget To alleviate the stress of spending over […]
November 24, 2020
The Internal Revenue Service recently reported changes to the 401k and IRA. The agency’s announcements to Congress issues new regulations. Each alteration will impact retirement accounts and 401(k) contribution limits in 2021. Here are a few things Americans need to know regarding their announcement. What Savers Can Expect Most 401(k), 403(b), 457 plans, and […]
November 24, 2020
About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage. And these collisions spike in the fall and winter, thanks to migration and mating patterns as well as reduced visibility caused by shorter […]
November 15, 2020
With every change in the world, there always seems to be the temptation to make an impulsive financial decision, especially when it comes to investing. This year especially was difficult for investors who made such decisions when the coronavirus hit hard and upended the stock market bringing a lot of panic selling with it. Events […]
November 6, 2020